Free Freelancer Rate Calculator

Calculate your optimal freelance rates based on your goals

Factor in expenses, taxes, and desired income

Income & Expenses

The amount you want to take home annually after taxes and expenses

Recurring monthly business costs (software, internet, phone, etc.)

One-time or annual business costs (hardware, insurance, training, etc.)

Work Schedule

Actual hours you can bill clients (not total work hours)

Total weeks for vacation, holidays, and sick leave

Taxes & Overhead

Your estimated effective tax rate (income tax + self-employment tax)

Additional percentage for profit margin and unexpected costs

Rate Calculation

Recommended Hourly Rate

₹125

per hour

Daily Rate (8 hours)₹1,000
Weekly Rate₹3,125
Monthly Rate₹12,500
Annual Revenue Target₹1,50,000

Revenue Breakdown

Total Revenue:₹1,50,000
Less: Overhead (10%):-₹15,000
Less: Taxes (20%):-₹27,000
Less: Expenses:-₹8,000
Net Income:₹1,08,000

Work Schedule

• Billable Hours per Week: 25 hours

• Weeks Off per Year: 4 weeks

• Billable Hours per Year: 1200 hours

• Work Weeks per Year: 48 weeks

Frequently Asked Questions

Many freelancers undercharge because they only consider their monthly bills. This calculator helps you account for taxes, business expenses, and non-billable hours to find a truly sustainable rate.
Simple: add your annual personal expenses, business overheads, and target savings, then divide by the total billable hours you plan to work in a year.
Yes, you can input your estimated tax percentage to ensure your take-home pay matches your financial goals after the government takes its share.
No, all calculations are performed locally in your browser. No personal or financial data is ever sent to our servers.